Decentralised insurance for peace of mind

Secure and transparent transactions
Blockchain technology enables secure and transparent transactions by using a decentralised, distributed ledger system. This ensures that all transactions are recorded in a tamper-proof manner, providing a high level of security and trust in the system.
Elimination of intermediaries
Decentralised insurance platforms eliminate the need for intermediaries such as insurance brokers and agents. This allows clients to have more control over their insurance and reduces administrative costs.
Smart contract capabilities
Smart contracts are self-executing contracts that automatically enforce the terms of an agreement. This feature enables automatic execution of policy terms and claims processing, streamlining the process and reducing the need for manual intervention.
Increased security and privacy
Decentralised insurance platforms use encrypted data storage and two-factor authentication. This ensures that your personal information is kept private and secure.
Participation in the underwriting process
Decentralised platforms allow clients to participate in the underwriting process, giving them more control over their coverage and enabling them to make more informed decisions.
Reduced administrative costs
Pixelette Technologies’ decentralised platforms reduce administrative costs by automating many processes and eliminating intermediaries. This is usually accomplished through smart contracts.
Customised coverage options
Our developed decentralised platforms enable the creation of new insurance products and customised coverage options, allowing clients to find the coverage that best suits their needs.
Decentralised autonomous organization (DAO)
Decentralised insurance platforms may use a DAO to manage the insurance pool, which is a decentralised, autonomous organisation that operates based on smart contracts and community governance.
Transparency and traceability
Decentralised insurance platforms allow for transparency and traceability of claims and payments through the use of blockchain technology which enables all parties to view the claims and payments history in real-time.
Flexibility
Decentralised insurance platforms offer flexibility, allowing clients to purchase coverage on-demand and adjust their coverage as needed, which is particularly useful for the needs of small and medium-sized businesses.
Blockchain
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Technology
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insurance platforms
of different use cases. Popular use cases for our platforms include:
P2P insurance
Decentralised insurance platforms can facilitate peer-to-peer (P2P) insurance, where individuals can pool their funds to create their own insurance policies. This allows for more customised and cost-effective coverage options.
Micro-insurance
Another use case for decentralised platforms is that they can enable the development of microinsurance products. These provide coverage for low-income individuals and small businesses that may not have access to traditional insurance.
Supply chain insurance
The decentralised insurance platforms can be used to create insurance products for businesses, specifically for supply chain risks. This allows for more efficient and cost-effective coverage for businesses that rely on complex global supply chains.
Climate risk insurance
Our decentralised platforms can provide coverage for risks related to climate change, such as weather-related events, which is particularly useful for farmers and other individuals and businesses that are highly impacted by weather conditions
Cyber insurance
Pixelette Technologies' decentralised platforms can provide coverage for cyber risks, such as data breaches and hacking. This type of coverage is becoming increasingly important as the number of cyber attacks continues to rise.
Flight delay and cancellation insurance
Decentralised platforms can offer coverage for flight delays and cancellations, which is particularly useful for businesses that rely on air travel. The smart contract feature of the platform can automatically execute the policy terms in case of flight delays or cancellations, without the need for manual intervention.
Health insurance
The insurance platforms can enable the development of health insurance products, which can provide more affordable coverage options for individuals and businesses. A decentralised health insurance platform can provide a tamper-proof record of medical history and claims. This fortifies the security of personal information.
Automobile insurance
The decentralised platforms can be used to create insurance products for drivers, specifically for autonomous vehicles, which are becoming increasingly prevalent. The platform can use sensor data from the vehicle to automatically execute the policy terms, such as determining fault in case of an accident.
Disaster coverage
Decentralised insurance platforms can provide coverage for catastrophic events such as natural disasters, which can be particularly useful for high-risk areas. The platform can use weather data to automatically execute the policy terms, such as providing coverage for flood damage or wind damage.
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