Zuma, aspiring to revolutionize the traditional lending landscape, envisioned a platform capable of catering to diverse borrowing sectors, while enabling liquidity institutions to offer more efficient, transparent, and frictionless invoice financing solutions. The core objective was to automate the lending process, thereby opening new horizons for both borrowers and lenders.

Executive Summary

Pixelette Technologies partnered with Zuma to engineer an automated lending platform aiming to bridge the gap in the lending market exacerbated by high costs and lack of automation. By employing cutting-edge technologies, we developed a dynamic platform facilitating a competitive marketplace where borrowers and lenders can interact based on their preferences. The result is an automated, multi-industry lending platform enabling institutions to delve into new markets, and providing a streamlined, cost-efficient avenue for invoice financing and resolving working capital issues.


Features Developed

  • Front-End Development: Utilized Angular.js to create a user-centric, intuitive interface allowing seamless navigation and interaction within the lending marketplace.
  • Back-End Development: Leveraged Node.js and MongoDB for building a robust, secure back-end infrastructure capable of handling real-time transactions and data management.
  • Automated Matching Algorithms: Developed sophisticated auto-invest algorithms to match lenders with borrowing opportunities aligning with their risk and sector preferences.
  • Real-Time Transaction Processing: Implemented real-time transaction processing systems to ensure prompt and accurate financial transactions.
  • Portfolio Diversification Features: Incorporated features allowing lenders to diversify their portfolios across different borrowing sectors, enhancing risk management.
  • Invoice Financing Module: Engineered a dedicated module for Zuma Liquidity Solutions (ZLS) enabling businesses to monetize their accounts receivable efficiently.
  • Security Protocols: Integrated advanced security protocols ensuring secure transactions and safeguarding sensitive financial information.
  • Analytics and Reporting: Included robust analytics and reporting tools providing insightful data to assist institutions in making informed lending or borrowing decisions.

The feedback by the Client

Results and Benefits

The Zuma platform significantly addresses the challenges in the lending market, offering a streamlined, automated solution for diverse borrowing sectors and liquidity institutions. The platform not only simplifies invoice financing but also enables portfolio diversification, thereby catering to the varied preferences of institutional investors.


The successful deployment of Zuma’s automated lending platform exemplifies the transformative potential of digital technology in reshaping the financial landscape. The platform now stands as a sophisticated marketplace, fostering financial synergy between borrowers and lenders, and propelling Zuma’s vision of making lending more accessible, transparent, and cost-effective